Tax Free RV


How to Buy an RV

Are you considering purchasing an RV but not sure where to start? Buying an RV can be a significant investment and a complex process, especially if you’re a first-time buyer. But with the right information and preparation, you can make a smart decision and enjoy the freedom and adventure that comes with RV travel. In this step-by-step guide, we’ll walk you through the process of buying an RV, from researching different types and models to negotiating a fair price and making the purchase.

Step 1: Determine Your Needs and Budget

Before you start shopping for an RV, it’s essential to determine what your needs and budget are. There are many different types of RVs on the market, from compact travel trailers to large motorhomes, and each has its advantages and disadvantages. Think about how many people you’ll be traveling with, what type of terrain you’ll be driving on, and how much storage space you need.

Consider your budget as well. RV prices can vary widely depending on the type, age, and condition of the vehicle. It’s also important to factor in the cost of maintenance, repairs, and ongoing expenses like insurance, fuel, and campground fees.

Step 2: Research Different Types of RVs

Once you have a clear idea of your needs and budget, it’s time to start researching different types of RVs. There are four main types of RVs: travel trailers, fifth wheels, motorhomes, and camper vans.
Travel trailers are towable RVs that range in size from small teardrop trailers to large fifth-wheel trailers. They can be towed by a variety of vehicles, including trucks, SUVs, and vans. Fifth wheels are similar to travel trailers but are larger and require a pickup truck with a fifth-wheel hitch to tow.

Motorhomes are self-contained RVs that have a built-in engine and can be driven like a regular vehicle. They come in three classes: Class A, Class B, and Class C. Class A motorhomes are the largest and most luxurious, while Class B motorhomes (also known as camper vans) are the smallest and most compact. Class C motorhomes are mid-sized and offer a good balance between comfort and affordability.

Camper vans are small, compact RVs that are built on a van chassis. They are easy to drive and maneuver and are ideal for solo travelers or couples.

Each type of RV has its pros and cons, so it’s essential to do your research and determine which one is the best fit for your needs and budget.

Step 3: Visit RV Shows and Dealerships

Once you’ve narrowed down your search to a specific type of RV, it’s time to start looking at different models in person. One of the best ways to do this is by visiting RV shows and dealerships.
RV shows are a great way to see a wide range of RV models in one place. They are usually held in convention centers or outdoor venues and feature dozens of RV dealers and manufacturers showcasing their latest models. Attending an RV show can be overwhelming, but it’s an excellent opportunity to see different types of RVs up close and get a sense of what features and amenities are available.

Visiting RV dealerships is another way to see RV models in person. Many dealerships have a wide selection of new and used RVs for sale, and you can take a test drive or walk through different models to get a feel for the layout and features. Be sure to ask the salesperson questions about the RV’s specifications, features, and warranty.

Step 4: Determine the Value of the RV

Once you’ve found an RV that you’re interested in, it’s essential to determine its value. This will help you negotiate a fair price and avoid overpaying for the vehicle.

There are several resources available to help you determine the value of an RV. One of the most popular is the National Automobile Dealers Association (NADA) Guide. This guide provides a range of values for different RV models based on factors like age, condition, and features.

You can also use online classifieds websites like RV Trader or Craigslist to see what similar RVs are selling for in your area. Be sure to compare the specifications and condition of the RVs to get an accurate picture of their value.

Step 5: Negotiate a Fair Price

Once you’ve determined the value of the RV, it’s time to negotiate a fair price with the seller. This can be one of the most intimidating parts of the buying process, but it’s essential to get a good deal.
Start by making an offer that’s lower than the asking price. Be prepared to explain why you think the RV is worth less than the seller’s asking price based on its condition or features. Don’t be afraid to walk away if the seller isn’t willing to negotiate or if you can’t agree on a fair price.

If you’re buying a used RV, be sure to have it inspected by a qualified mechanic before making an offer. The inspection can uncover any potential issues with the vehicle and give you leverage in negotiations.

Step 6: Secure Financing

If you’re not paying for the RV in cash, you’ll need to secure financing before making the purchase. Many RV dealerships offer financing options, or you can go through a bank or credit union.
Be sure to shop around for the best interest rates and loan terms. RV loans typically have longer repayment terms than car loans, so it’s important to find a loan that fits your budget and financial goals.

Step 7: Close the Sale

Once you’ve agreed on a price and secured financing, it’s time to close the sale. This involves signing a purchase agreement and any necessary paperwork, like registration and insurance documents.
Be sure to read the purchase agreement carefully and ask any questions before signing. Make sure you understand all of the terms and conditions, including the warranty and any additional fees.

Step 8: Insure and Register the RV

After you’ve purchased the RV, you’ll need to insure and register it before hitting the road. RV insurance is similar to car insurance but may include additional coverage for things like personal belongings and towing.

To register the RV, you’ll need to visit your state’s Department of Motor Vehicles and provide the necessary documentation, like the purchase agreement and proof of insurance.

Step 9: Prepare for Your First Trip

Congratulations, you’re now the proud owner of an RV! Before hitting the road, be sure to do a thorough check of the vehicle, including the tires, brakes, and fluid levels. Pack all of the necessary supplies and equipment, like bedding, cooking utensils, and outdoor chairs.
It’s also a good idea to take a short practice trip to get comfortable driving and operating the RV before embarking on a longer journey.


Buying an RV can be an exciting and rewarding experience, but it’s important to do your research and prepare ahead of time. By following these step-by-step instructions, you can find the right RV for your needs and budget and negotiate a fair price. With